Fees - Redpsych Consulting

Insurance

We reserve half of our clinical sessions for those covered with Cigna (California and Illinois) and with Kaiser (California). Please upload a copy of your card when you complete the registration process. Currently, Patrick Montgomery has Cigna client availability. Please book a free consult with him to discuss your interest and needs, and our team will help activate your benefits.

"Out of Network"

For those with other insurance, you may be able to apply your benefits for "out of network" coverage. This means that a portion of the cost (determined by your plan) may be eligible for reimbursement. Our team will provide a monthly "superbill" for you to submit to your carrier. Services may be covered in full or in part.

We recommend collecting information from your carrier, incliding answers to the following questions:

Do I have mental/behavioral health Out-Of-Network insurance benefits
What is my deductible? How much of that has been met?
What is the per session rate that my plan covers?
What amount/percent is the "patient responsibility?"
Is primary care or other pre-authorization approval required?
What is the process for submitting "superbills" for reimbursement?

Payment and Cancelation Policy

We require that you to keep a credit card on file for full payment, co-pays, or co-insurance at time of service. . If you prefer to use PayPal, check or cash, we can make arrangements for that per request.

Although we will make a reasonable attempt to reschedule your appointment if it must be changed within 48 hours, we cannot guarantee that an open slot will be available. No shows and cancellations within 48 hours are subject to a full session charge.

Good Faith Estimate

You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
or call 415-326-6354.

Rates are listed below
Superbills for reimbursement and Sliding Scale options are available

Initial Consultations (15 minutes) are always free